What Types of Home Inspections Can a Buyer Do?
General home inspectors basically look for signs of damage and defects. If they spot something significant, or something that lies...
What is Debt-to-Income Ratio?
When you apply for a mortgage, your lender will analyze your debt ratios, which are also known as your debt-to-income ratios, or DTI....
Homeowner's Associations
What is a Homeowner's Association? A homeowners association (HOA) is an organization in a subdivision, planned community or condominium...
Credit Scores and Buying Houses
What credit score is needed to buy a house? Ah, the dreaded credit score. It’s one of the biggest criteria considered by lenders in the...
Condo Vs. Co-op
The typical first-time buyer seeking to purchase a home in a city will probably consider one of two options: a condominium or a housing...
Basics to Understanding Escrow
In California, as well as many other states, when purchasing or selling a home, you have to deal with something called Escrow. This...
Using A 401(k) Loan For A Home Down Payment
While the vast majority of Americans would like to own a home, nearly 70 percent of potential buyers feel that a down payment is the...
Real Estate Vocabulary
Words you need to know before buying your first home: Buying a home involves its own language. Here’s a guide to the terms you may...